9923450816 9358251780 Phone
kvsinvestment@hotmail.com Email

About Us

We are into the business for more than 3 decades (30 years). We do understand how important is finance planning and strongly belief that money do work for you if its in the right place for the right amount of time. 

Mr. Vijay Kumar Pachisia - Specialist of Finance.

He had done M.Com from Agra University. He have been gold medalist throughout his academics. Started his business journey with Share market and now deals in almost all the financial segments that a person may need. Have been MDRT when entered the Insurance Business and then won several medals/ trophies in mutual funds for exceptional performance. 

Mr. Abhishek PachisiaTechnology

He joined hands with his father few years back and had been handling the technology perspective. Client servicing is his priority. He believes that he is in the service industry and the clients deserves the best service possible. He have completed his masters from Symbiosis University.

Some of the services we offer are:

  • Mutual Fund Investments
  • Share Market Trading
  • Life Insurance Planning
  • Health Insurance Planning
  • Accidental Insurance Planning
  • Retirement Planning
  • Tax Planning

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Features

Family Account

Access your family member's Portfolio
with one single login

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Transact Online

Invest Online in Lumpsum or SIP
in mutual fund schemes.

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Save Tax

Check out Tax Savings
and Invest into ELSS Funds

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Reports

View your current market value,
your profits & losses.

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Calculators

Calculate the amount of wealth
required for your goal

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Factsheet

Explore Mutual Fund schemes
and their performance

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Focused Funds

Check out our recommended funds
and invest into them

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Market Views

Get monthly market outlook
from the experts

E-Locker

Upload and save
your important documents.

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Mobile App

Manage your wealth & track your family’s portfolio with one single login. You can easily and quickly invest in Mutual Funds from the app. Explore funds, view their performance and invest. Start an SIP or invest Lumpsum. Check out our recommendation of funds under Focused Funds. Whether you made profits or loss, check out from the reports. Simply Login and setup a 4 digit PIN for subsequent login so that you don’t need to enter your Username & Password every time. Download Now!

Mutual Funds

A way to spread and eradicate the risk of losing money

 

In Share(Stock) market minmum share that you can buy is 1. So, buying a single share of 30 company with strong base needs huge chunks of money, but through Mutual Funds you can buy shares of same companies in lesser/ more quantity as per the amount you have. That EQUITY based Mutual funds. In Share Market you may loose complete amount but in Mutule funds it is not the case if holded on for the right amount of time

 

There are other funds known as DEBT funds. These are the funds known to park your money, giving higher returns then Saving Bank and yet safer ones. They are basically used when you have amount for small time ( may 3-4 years) or for specific purpose and cannot take risk with that money. 

 

Buying a mutual fund is like buying a small slice of a big pizza. The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses.

Each mutual fund has a specific stated objective

The fund’s objective is laid out in the fund's prospectus, which is the legal document that contains information about the fund, its history, its officers and its performance.

Managed by an Asset Management Company (AMC)

The company that puts together a mutual fund is called an AMC. An AMC may have several mutual fund schemes with similar or varied investment objectives.

The AMC hires a professional money manager, who buys and sells securities in line with the fund's stated objective.

All AMCs Regulated by SEBI, Funds governed by Board of Directors

The Securities and Exchange Board of India (SEBI) mutual fund regulations require that the fund’s objectives are clearly spelt out in the prospectus.

In addition, every mutual fund has a board of directors that is supposed to represent the shareholders' interests, rather than the AMC’s.

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Market Views

  • India Inc over the last 3 years has seen multiple shocks – from demonetisation to key reforms like GST, RERA etc. to credit freeze in aftermath of wholesale NBFC unable to get access to credit to current lockdown amidst the global supply and demand shock unleashed by Coronavirus. In the long journey of corporate India, these events almost seems like a big RESET button. A call to significantly change business practices, realign key business priorities in a changing landscape and massive consolidation across sectors.

 

  • ·       Covid19 – while initial impact was localised to Chinese economy and therefore the supply shock given large export from China, the spread of virus globally now risks creating a demand shock as well. While global coordination of policy makers and containment of virus and improvement in drugs to counter will reduce the longer term impacts of this shock, near-term demand and supply chains remain frozen amidst a significant drop in economic activity. We are slowly emerging from lockdown to phases of ‘unlocking’ the economy.

 

  • ·       While Indian government & RBI have announced few measures, we expect more measures to be announced given the unprecedented nature of events led by Covid 19. Amidst this uncertainty, Indian equities have seen large up and down moves in recent months.

 

  • ·       While near term uncertainty induces volatility in asset prices, in the long run, wealth creation in equities is a function as how businesses can profitably grow over their cost of capital sustainably. Given the long-range of reforms introduced as well as likely relief measures by government & RBI, we believe longer-term prospects of Indian equities is quite encouraging and we would advise investors to benefit from such induced volatility.

 

  • ·       Time in the market is more important than timing the market - recently, markets volatility has moved up and investors can benefit from this volatility by focusing on disciplined investing and asset allocation.

·                India FY 21 Q4 GDP numbers came in at 3.1%, dragging the full year growth at 4.2%. While the Q4 GDP was slightly higher than expectations, all previous GDP figures for FY 20 were revised downward between 4-7 basis points.

 

·                The government also came up with its increased borrowing plan for FY 21 in the month of May revised to Rs. 12 lakh crore from 7.8 lakh crore, taking the weekly borrowing to Rs. 30000 crore. However as the economy is in Risk off mode with low credit off take, the increased demand for government bonds has kept the yields anchored.

 

 

·                Shortly after the increased the Finance minister announced the “Aatmanirbhar” economic relief package of Rs 20 lakh crore.

 

·                We saw unprecedented swing in the OIL markets, the oil trading in the range of 20 to 37 dollars a barrel. Overall lower OIL and commodity prices in generally beneficial for the country. The slowdown in demand has helped to lower the trade deficit that could eventually lead to a rare surplus in current account.

 

 

·                On 22nd May the RBI Governor cut the policy rate by 40 basis points, taking the repo rate to 4%. This is the second unscheduled rate cut given by the Reserve Bank.

Gilt Fund : A Necessary Asset Allocation Component

 

Gilt Funds are all season products. Especially for long term investors. More importantly, Gilt is a strong cover of value when credit risk perception rises. Thus portfolio value can be optimized by having right asset allocation. Take example of EPFO. Even for their HTM allocation, they tend to invest about 60% their allocation in Gilt assets. This they do so as to obtain around 6.7% plus yield for 30 yr with no credit risk to go. A rare opportunity in the world where yields in developed countries are tending to zero. Thus Gilt fund is a smart asset allocation call since it helps capture this high yield.

Thus, Gilt Fund is as critical to a debt allocation as Large/midcap/Smallcap fund is to equity investment component.

For that reason, Gilt fund be seen as a core part of stable portfolio solution rather than merely an opportunistic play.

 

Why to Invest in Kotak Gilt Fund:

 

Flight to safety - Gilt generally has Zero default risk. In crisis, Gilt demand increases as it is the asset of the ‘last resort’. Gilt protects value and hence attracts high flows in tough conditions.

High Liquidity - Secondary Gilt Market has daily trading liquidity of Rs 65 thousand cr and can handle high supply.

Performer in crisis - Depending on the market, Gilt funds are able to switch between carry, duration and blend strategy to generate performance. Thus, Gilt investments helps aggregate gains even in crisis time.

Dovish RBI Stance - Provides capital appreciation opportunity when RBI is easing rates & keeping liquidity high.

Structural changes - Index inclusion will bring in FII interest across the globe and may bring rates down. Similarly, higher domestic savings too may find way into Gilt.

 

Please click here for detailed Note on Kotak Gilt Fund: A Necessary Asset Allocation Component

 

An overview of last week's market. #KMFMarketRoundUp (19th June 2020 - 26th June 2020)
29/06/2020 11:36:10
Weekly Market Round Up : An overview of last week's market. #KMFMarketRoundUp (5th June 2020 - 12th June 2020) For more updates: http://bit.ly/30wuXkm
15/06/2020 06:54:41
Weekly Market Round Up :An overview of last week's market. #KMFMarketRoundUp (29th May 2020 - 5th June 2020)
08/06/2020 11:53:47
 

Contact Us

Phone

9923450816 9358251780
Email kvsinvestment@hotmail.com
Address: Sadani Bhawan, Madar Gate
Aligarh, U.P. - 202001